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What Is the Bankruptcy Means Test—and Could It Block You from Chapter 7?

by Paul Y. Lee | Mar 20, 2025 | Bankruptcy

If you’re considering filing for Chapter 7 bankruptcy, there’s one critical hurdle you may need to clear: the Means Test. This financial calculation determines whether you qualify for Chapter 7 or if the court will require you to file under Chapter 13 instead....

Chapter 7 vs. Chapter 13 Bankruptcy: Which One Is Right for You?

by Paul Y. Lee | Mar 12, 2025 | Bankruptcy

If you’re drowning in debt and looking for a way out, bankruptcy may be the fresh start you need. But once you begin exploring your options, you’ll quickly run into one of the most important questions in the process: Should you file Chapter 7 or Chapter 13? At...

Struggling with Multiple Mortgages? Here’s How Lien Stripping Can Help

by Paul Y. Lee | Feb 19, 2025 | Bankruptcy

For homeowners struggling with debt, Chapter 13 bankruptcy offers a powerful tool called lien stripping. This process can help eliminate certain second or junior mortgages when your home is worth less than the amount owed on your first mortgage. Lien stripping can...

Understanding the Bankruptcy Means Test

by Paul Y. Lee | Feb 11, 2025 | Bankruptcy

Filing for bankruptcy can be a complicated process, and one of the first steps for individuals considering Chapter 7 bankruptcy is completing the means test. This financial evaluation helps determine whether someone qualifies for Chapter 7, which can discharge certain...

What to Expect During the Bankruptcy Process: A Step-by-Step Guide

by Paul Y. Lee | Jan 20, 2025 | Bankruptcy

Filing for bankruptcy can be a difficult decision, often filled with uncertainty and stress. However, understanding the process can help ease your concerns and prepare you for the steps ahead. This guide outlines what to expect during the bankruptcy process, providing...

The Impact of Bankruptcy on Your Credit Score (and How to Rebuild It)

by Paul Y. Lee | Jan 10, 2025 | Bankruptcy

Filing for bankruptcy can provide much-needed financial relief during times of overwhelming debt, but it also has a significant impact on your credit score. Understanding how bankruptcy affects your credit and learning effective strategies to rebuild it can help you...

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Welcome to The Law Offices of Paul Y. Lee

What Is the Bankruptcy Means Test—and Could It Block You from Chapter 7?

Chapter 7 vs. Chapter 13 Bankruptcy: Which One Is Right for You?

Struggling with Multiple Mortgages? Here’s How Lien Stripping Can Help

Understanding the Bankruptcy Means Test

What to Expect During the Bankruptcy Process: A Step-by-Step Guide

The Impact of Bankruptcy on Your Credit Score (and How to Rebuild It)

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Types of Bankruptcy

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Welcome to The Law Offices of Paul Y. Lee

What Is the Bankruptcy Means Test—and Could It Block You from Chapter 7?

Chapter 7 vs. Chapter 13 Bankruptcy: Which One Is Right for You?

Struggling with Multiple Mortgages? Here’s How Lien Stripping Can Help

Understanding the Bankruptcy Means Test

What to Expect During the Bankruptcy Process: A Step-by-Step Guide

The Impact of Bankruptcy on Your Credit Score (and How to Rebuild It)

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