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It might be quite tempting to try to complete your bankruptcy papers on your own if you are considering filing for bankruptcy. After all, the last thing you want to do when you’re already drowning in debt is add to it. The reality remains, however, that engaging...
California is a community property state, as you may or may not be aware. As a result, many individuals believe that if one spouse declares bankruptcy, the other must as well. While this is true in some instances, it is not the case in all. Keep reading to learn more...
When filing for bankruptcy, it’s also a good idea to make a list of “exempt” assets. Even if you file for bankruptcy, an exemption permits you to preserve some possessions. In a chapter 7 bankruptcy, your property will be treated differently than in...
If you’re drowning in debt, personal bankruptcy may be the only way out. Unfortunately, some people are hesitant to file for bankruptcy because it appears to be excessively difficult and unclear. The fact that you must attend bankruptcy classes in order to...
Unlike normal unsecured debt like credit card debt, which may be easily discharged in Chapter 7 bankruptcy, most college loans are extremely difficult to discharge. However, there are a few scenarios in which petitioning for the discharge of private and/or federal...
The vast majority of personal bankruptcy proceedings are rather simple affairs. This is particularly true in Chapter 7 bankruptcy, in which all unsecured obligations are wiped and creditors are not paid. However, if you file Chapter 13, which involves a repayment plan...