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If your dentist recently recommended a deep cleaning, you might be wondering why it’s necessary—especially if your teeth don’t hurt and you brush and floss regularly. But deep cleaning isn’t just a more aggressive version of your routine dental visit. It’s a targeted...
Filing for bankruptcy is often viewed as a financial setback, but it can actually be a vital turning point. It provides a clean slate for those overwhelmed by debt, but many people wonder what life after bankruptcy really looks like. At The Law Offices of Paul Y. Lee,...
Homeownership is a cornerstone of financial security, but for many Southern California residents facing overwhelming debt, protecting that investment becomes a top priority. One often overlooked tool that can offer significant relief is lien stripping. If you have a...
If you’re considering filing for Chapter 7 bankruptcy, there’s one critical hurdle you may need to clear: the Means Test. This financial calculation determines whether you qualify for Chapter 7 or if the court will require you to file under Chapter 13 instead....
If you’re drowning in debt and looking for a way out, bankruptcy may be the fresh start you need. But once you begin exploring your options, you’ll quickly run into one of the most important questions in the process: Should you file Chapter 7 or Chapter 13? At...
For homeowners struggling with debt, Chapter 13 bankruptcy offers a powerful tool called lien stripping. This process can help eliminate certain second or junior mortgages when your home is worth less than the amount owed on your first mortgage. Lien stripping can...