Welcome to California Bankruptcy Relief

You are not alone in the bankruptcy process. Let us serve as your guide, helping you secure maximum debt relief through whichever type of bankruptcy is best suited to your specific case. Contact us today to get started.

Schedule Your Free Consultation

Bankruptcy Blog

Is Bankruptcy an Option for an Unemployed Person in California?

May 14, 2018

When a person is already in a lot of debt and they lose their job, it can feel as though they’re drowning and there’s nothing that can be done. When people are in this position, they may wonder if bankruptcy is an option for them. The truth is that it may be an option to provide debt relief. If you’re in this position then you can read on for more info, then contact for a free bankruptcy consultation.

Is a job required to file bankruptcy?

The Bureau of Labor Statistics released its most recent unemployment numbers and found that about 4% of people are unemployed throughout the country, while California’s…


How Much Should You Expect to Pay to Creditors in a Chapter 13 Bankruptcy?

May 9, 2018

Put simply, Chapter 13 is a type of bankruptcy that requires those who file it to come up with a reorganization plan that will go on for anywhere between three and five years. Under this plan, the debtor comes up with monthly payments to make on their debts. Some of those debts must be paid off fully in order for the bankruptcy to eventually be discharged.

One of the most common questions we get at regarding Chapter 13 bankruptcy filings is how much they’d have to pay in total. The truth is that every plan is unique. That said, there are some principles that apply to most Chapter 13 cases….


Does California Bankruptcy Wipe Out Child Support?

April 18, 2018

Does California Bankruptcy Wipe Out Child Support?

If you file for bankruptcy in California, you could potentially wipe out a variety of debts or reorganize your debt into a payment plan you’ll be able to handle. That said, there are some types of debts that aren’t eligible to be discharged in a bankruptcy. One example is child support.

That said, filing for bankruptcy can help to reduce the difficulty of paying child support payments. If you’re stuck in a bad financial situation and don’t know what your options really are, then we urge you to contact for a free…


Learn the Pros and Cons of Debt Consolidation in California

April 9, 2018

Learn the Pros and Cons of Debt Consolidation in California

If you’re in a lot of debt then it’s likely you’ve considered your options. These may include both debt consolidation and bankruptcy. Debt consolidation is one option that involves getting all your debts – most especially those on which you’re paying high interest – and bringing them together so that you’re make just one monthly payment, ideally with a lower interest rate.

Many debtors find on the surface that this seems like the perfect option. However, there a number of issues to be aware of and consider before you make a…


You May Be Surprised by the Effect of Chapter 13 Bankruptcy on Your Credit

March 26, 2018

You May Be Surprised by the Effect of Chapter 13 Bankruptcy on Your Credit

There are many considerations to take into account when you’re considering filing bankruptcy. One of the most common questions people will ask themselves is whether they should file Chapter 7 or Chapter 13 bankruptcy. One of the factors that will go into that decision may be how your credit score is affected. Today we’re looking at how filing Chapter 13 bankruptcy can affect your credit score.

Exactly how much will a Chapter 13 bankruptcy lower your credit score?

Remember…


7 Signs That Bankruptcy is a Good Option for You

March 12, 2018

7 Signs That Bankruptcy is a Good Option for You

If you’re considering filing bankruptcy in the state of California then there’s one step to take right away: Contact . We offer a free bankruptcy consultation so you’ll know right away if this is the right option for you. In the meantime, you can read on to discover seven signs that it may be a good idea for you to declare bankruptcy.

  1. You’re allowed to file bankruptcy
  2. Not everyone is even eligible to file bankruptcy. If you have enough money to pay back your creditors, then you could be ineligible to…


When Clearing Medical Debt in California Which is Better: Chapter 7 or Chapter 13?

February 18, 2018

When Clearing Medical Debt in California Which is Better: Chapter 7 or Chapter 13?

For individuals and couples, there are two main types of bankruptcy: Chapter 7 and Chapter 13. Both have their advantages and it’s not always clear to consumers which one would be best for their needs. The good news is that all you need to find out is to contact for your free bankruptcy consultation.

If one of the main concerns you have is clearing medical debt, then there are big differences between Chapter 7…


How Did That Happen? Learn How People in California End up with Overwhelming Debt

February 6, 2018

How Did That Happen? Learn How People in California End up with Overwhelming Debt

Bankruptcy is a process that allows people who’ve become buried in debt an option to get out. At for a


Business Bankruptcy in California: Does the Company Have to Pay their Employees?

January 22, 2018

Business Bankruptcy in California: Does the Company Have to Pay their Employees?

If a company declares Chapter 11 bankruptcy, often referred to simply as business bankruptcy, it doesn’t mean they’re going out of business. In fact, the opposite is true. That said, there can be serious impacts on the way the company operates on a daily basis – including how the employees are paid or whether they are at all. Read on to learn about unpaid wages and how they’re treated in bankruptcy. If you have further questions, reach out to and…


Back Taxes, Bankruptcy, and the IRS: Learn What Your Options Are

January 9, 2018

Back Taxes, Bankruptcy, and the IRS: Learn What Your Options Are

Many people who are considering Chapter 13 bankruptcy have questions about what happens to their IRS debt. They wonder if their back taxes can be wiped out via bankruptcy. As you may expect, this isn’t a question with a yes or no answer. Read on to learn more about the complexities of this situation and then reach out to for a free bankruptcy consultation.

Several factors determine whether or not tax debt can be included in a bankruptcy

In some instances, tax debt may be…