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Get the time you need to catch up on your debts with Chapter 13 in Perris CA
If you are behind on your mortgage or car payments, sometimes a little extra time is all you need to get back on track. While your lenders aren’t likely to offer you this extra time, you can get this time for yourself by filing for Chapter 13 in Perris CA.
How Chapter 13 Works
Also known as a wage earner bankruptcy, Chapter 13 in Perris CA is a type of personal bankruptcy intended for individuals with a reliable income stream. When you file, you will be asking the court to approve you for a 3 to 5 year debt repayment plan. The plan will consolidate your priority debts so you only have to make a single monthly payment. At the end of the 3 or 5 year period, you should be back on track with your secured debts like mortgages and car payments, and any remaining unsecured debt is typically discharged.
Chapter 13 in Perris CA Will Stop:
- Interest charges
- Late fees
- Creditor harassment
- Wage garnishment
- Foreclosure
- Repossessions
Now You May Wonder…
…What About My Property and Assets?
You do not have to liquidate your assets in order to qualify for Chapter 13 in Perris CA. You will not only be able to keep your home, your car, and your personal possessions, but also many “luxuries” like vacation homes, investment properties, RVs, etc.
…Can I Afford to File for Chapter 13 in Perris CA?
Yes. The payments for your court-approved repayment plan will be based on your disposable income. As your bankruptcy attorney, we will help calculate your disposable income and work hard to present a fair and affordable plan that the court will approve.
You can afford to hire us as your bankruptcy attorney because we keep our fees low and we offer payment plans.
Call Now for a Free Bankruptcy Evaluation
For more information about how filing for Chapter 13 in Perris CA will affect your financial future, please contact us at 951-755-1000 and request your free bankruptcy evaluation. As a federally approved debt relief agency, we can provide the superior legal assistance you need to get maximum debt relief from your filing.
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