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Get the time you need to catch up on your debts with Chapter 13 in Moreno Valley CA
Have you fallen behind on your mortgage payment, your car payment, your credit card bills, or other debts? Do you feel like you could catch up, if only you had a little more time to pay? With Chapter 13 in Moreno Valley CA, you can give yourself this time while also finding relief from other debts.
How Chapter 13 Works
Also known as a wage earner bankruptcy, Chapter 13 in Moreno Valley CA is a type of personal bankruptcy intended for individuals with a reliable income stream. Once you file for Chapter 13, you will enter the bankruptcy court’s supervised repayment program on a plan lasting 3 or 5 years depending on your income. During the plan, you will make one consolidated debt payment, which the bankruptcy trustee will disburse to your creditors in order of priority. At the end of the 3 or 5 year period, you should be back on track with your secured debts like mortgages and car payments, and any remaining unsecured debt is typically discharged.
Chapter 13 in Moreno Valley CA Will Stop:
- Interest charges
- Late fees
- Creditor harassment
- Wage garnishment
- Foreclosure
- Repossessions
Now You May Wonder…
…What About My Property and Assets?
When you file for Chapter 13 in Moreno Valley, there is no obligation to liquidate your assets. This means you can keep whatever property and assets you want, including homes, vacation homes, investment properties, vehicles, and business property, assets, and inventory.
…Can I Afford to File for Chapter 13 in Moreno Valley CA?
Yes. Chapter 13 is designed to be affordable, with payments tailored to each specific individual’s financial circumstances. With a bankruptcy attorney helping you to calculate your disposable income and draft a proposed repayment plan for the bankruptcy court, you can rest assured you will get the most advantageous deal possible.
We keep our fees low to make sure our services are affordable, and we offer payment plans to help spread the cost out over time.
Call Now for a Free Bankruptcy Evaluation
If you would like to learn more about Chapter 13 in Moreno Valley CA, we encourage you to call 951-755-1000and request a free bankruptcy evaluation from California Bankruptcy Relief. California Bankruptcy Relief has a 100% success rate in bankruptcy filings and we are confident we can find the best way to help you find relief from your debts.
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