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Find freedom from debt by filing for Chapter 7 in Chino Hills CA
Did you know that the average American has about $6,300 in credit card debt? Many people depend on credit cards to get them through times when cash is tight due to losing a job, having their hours cut, or needing to cover a sudden medical expense. Unfortunately, it’s very easy to start drowning in credit card debt once you start using your cards this way. If you’re feeling overwhelmed by debt, Chapter 7 in Chino Hills CA may be just what you need.
California Bankruptcy Relief is Here to Help
At California Bankruptcy Relief, we specialize in helping people just like you take advantage of the debt relief offered by Chapter 7 bankruptcy. With us as working as your bankruptcy attorney, you can rest assured all your paperwork will be filled out correctly to give you the best chance of having your petition for Chapter 7 in Chino Hills CA approved on the first try. Our firm has been 100% successful in bankruptcy cases to date.
What Can You Do with Chapter 7 Bankruptcy?
- Eliminate Your Unsecured Debts: During Chapter 7 in Chino Hills CA, you will receive a complete discharge from the following types of unsecured debts:
- Credit card debt
- Personal loans
- Medical bills
- Utility bills
- Back taxes at least 3 years old
- Certain lawsuits and judgments
- Reaffirm or Redeem Secured Debts: If you want to continue making the payments on a secured debt such as a mortgage or car loan, these debts will not be discharged in when you file for Chapter 7 in Chino Hills CA. If you cannot afford the payments, you can give up the property as part of your bankruptcy.
- Keep Your Exempt Property: You are allowed to keep certain property and assets during a Chapter 7 bankruptcy. California has two different sets of exemptions describing the type and value of property you can keep. We can go over the details with you and make sure you choose the most advantageous set of exemptions. This could allow you to keep:
- Your home
- Vehicles
- Home furnishings
- Clothing and jewelry
- Social security benefits
- 401ks and IRAs
- Pensions and other qualified retirement plans
- Tools of the trade for your business
- Alimony and child support
Find Out If You Qualify for Chapter 7 in Chino Hills CA
If you have a high income, there is a presumption that you do not really need the debt relief offered by Chapter 7 in Chino Hills CA. Depending on what you score on the California Means Test, we can try to rebut this presumption. Fortunately for you, California Bankruptcy Relief can guide you through all the quirks of the Means Test to give you the best possible chance of qualifying, even if you have a high income.
Call Now for Your Free Bankruptcy Evaluation
Are you ready to find relief from your debts? All you have to do is dial 951-755-1000 or submit your case online and we’ll be happy to provide a free bankruptcy evaluation.
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