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Get the time you need to catch up on your debts with Chapter 13 in Chino Hills CA
Even if you have a good income, debts can pile up to the point where you simply can’t make all your payments and still cover your living expenses. You might wish you just had a little bit more time to make those payments. Filing for Chapter 13 in Chino Hills CA will give you this time and also allow you to discharge some of your unsecured debts.
How Chapter 13 Works
Also known as a wage earner bankruptcy, Chapter 13 in Chino Hills CA is a type of personal bankruptcy intended for individuals with a reliable income stream. When you file, you will be asking the court to approve you for a 3 to 5 year debt repayment plan. The plan will consolidate your priority debts so you only have to make a single monthly payment. At the end of the 3 or 5 year period, you should be back on track with your secured debts like mortgages and car payments, and any remaining unsecured debt is typically discharged.
Chapter 13 in Chino Hills CA Will Stop:
- Interest charges
- Late fees
- Creditor harassment
- Wage garnishment
- Foreclosure
- Repossessions
Now You May Wonder…
…What About My Property and Assets?
You do not have to liquidate your assets in order to qualify for Chapter 13 in Chino Hills CA. This means you can keep whatever property and assets you want, including homes, vacation homes, investment properties, vehicles, and business property, assets, and inventory.
…Can I Afford to File for Chapter 13 in Chino Hills CA?
Yes. The payments for your court-approved repayment plan will be based on your disposable income. As your bankruptcy attorney, we will help calculate your disposable income and work hard to present a fair and affordable plan that the court will approve.
At California Bankruptcy Relief, we offer affordable representation with low fees and convenient repayment plans.
Call Now for a Free Bankruptcy Evaluation
If you would like to learn more about Chapter 13 in Chino Hills CA, we encourage you to call 951-755-1000 and request a free bankruptcy evaluation from California Bankruptcy Relief. California Bankruptcy Relief has a 100% success rate in bankruptcy filings and we are confident we can find the best way to help you find relief from your debts.
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