How to File Bankruptcy for Chapters 7, 9, 11, 12, 13, 15 Bankruptcies and More
The ultimate goal in filing bankruptcy getting a fresh start, whether that’s achieved more quickly through a discharge in a Chapter 7, or through a repayment plan in a Chapter 13, 11 or other chapters.
The discharge effectively releases the debtor from personal liability for certain types of debts, meaning, he or she is no longer legally required to pay any debts that are discharged. It further stops creditors from taking any collection efforts against those debts. No more creditor calls, letters and lawsuits.
Although the debtor is no longer personally liable for any discharged debts, all valid liens from will remain unless they were proven unenforceable. Thus the secured creditor, e.g. home or car lenders, can enforce the lien and recover the property by the secured lien. They may recover the property however they cannot recover any deficiency against the debtor.
California Bankruptcy Relief is a Bankruptcy Lawyer Firm. We represent clients who seek bankruptcy advice and look to discharge debt through Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. Contact Us now and an experienced Riverside Bankruptcy Attorney or Orange County Bankruptcy Attorney can help you today. We will guide you personally through an otherwise difficult process, as conveniently and compassionately as possible.
What this page covers
How to File Bankruptcy, Chapter 7 Bankruptcy, Chapter 9 Bankruptcy, Chapter 12 Bankruptcy, Chapter 13 Bankruptcy, Chapter 15 Bankruptcy, Bankruptcy Laws, How to Get Rid of Debt, BAPCPA, Bankruptcy Code, Bankruptcy Court, Bankruptcy Attorney